Calgary, Alberta — Punjab Insurance Calgary Releases Educational Guide on Meeting IRCC Super Visa Insurance Requirements

Punjab Insurance Calgary, a division of Chahal Insurance Inc., has published a detailed guide aimed at helping Super Visa applicants and their sponsoring families understand exactly what Immigration, Refugees and Citizenship Canada (IRCC) requires from a Super Visa insurance policy — and how to avoid the most common reasons applications are delayed or rejected.

According to Punjab Insurance Calgary, many first-time applicants are unaware that not every travel or visitor insurance policy qualifies for the Super Visa program. IRCC requires that coverage come from a Canadian insurance company, provide a minimum of $100,000 in emergency medical coverage, remain valid for at least one year from the date of entry into Canada, and be paid in full or through an approved payment arrangement before the visa is issued.

"We regularly hear from families who purchased a policy on their own, only to find out later it didn't meet one of IRCC's specific conditions," said Gurinder Chahal, branch manager at Punjab Insurance Calgary. "Something as small as the wrong coverage start date or an insurer that isn't Canadian-based can hold up an otherwise straightforward application. The goal of this guide is to help people get it right the first time."

The new guide walks through each IRCC requirement in plain language, outlines documentation applicants typically need to submit alongside proof of insurance, and answers frequently asked questions about deductibles, refunds if a visa is denied, and coverage for pre-existing medical conditions. It is written for families in Calgary, Edmonton, and across Alberta who are preparing a Super Visa application for a parent or grandparent.

Punjab Insurance Calgary says the guide will be updated as IRCC policies evolve, and that its team continues to field direct questions from applicants throughout the process, from choosing coverage amounts to submitting proof of insurance with the visa application.

The full guide is available at supervisa-insurance.com/super-visa-insurance-faqs-a-guide.

About Punjab Insurance Calgary Punjab Insurance Calgary, operated by Chahal Insurance Inc., provides Super Visa insurance, travel insurance, life insurance, disability insurance, and RESP planning to families across Calgary, Edmonton, and the surrounding region.

Media Contact Gurinder Chahal Punjab Insurance Calgary Phone: (587) 707-7000 Email: [email protected] Website: www.supervisa-insurance.com